Health insurance
According to German law § 5 paragraph 1 Nr. 9 Sentence 1 SGB V, all students are required to obtain health insurance with the statutory health insurance companies. This means you can only enrol if you register with such health insurance that is valid for at least two semesters (one semester for exchange students, who stay for only one semester).
Therefore, you must contact a German statutory health insurance company so that they can electronically confirm BTU that you have sufficient insurance coverage.To participate in the registration process, you may, for example, contact BTU's health partners: AOK Nordost, BARMER and Techniker Krankenkasse. You can find their contact information here.
Note: Travel insurances cannot be accepted!
What do international students need to consider to participate in the health insurance reporting process?
In simple terms, there are four different "categories" of the reporting process. Please click on the category to which you belong to find out about the steps you need to take.
An EHIC (European Health Insurance Card) from your home country is generally also valid in Germany. Please keep in mind that treatment costs in Germany that exceed the coverage of the insurance from your home country may have to be partially covered by you privately (an additional insurance in Germany might therefore be advisable).
If you would like to enroll with your insurance from your European home country, please contact a statutory health insurance company in Germany with the following data:
- Your letter of admission from the BTU
- Sender number of the BTU: "H0000859".
- Surname, first name, date of birth, address (in Germany or home address)
- Copy of your passport or residence permit
- Copy of your EHIC
Please remember: We can only complete your enrollment once you have contacted a statutory health insurance company and they have confirmed that you have sufficient insurance coverage!
According to German law § 5 paragraph 1 Nr. 9 Sentence 1 SGB V, students under the age of 30 are generally required to be insured with a statutory health insurance company. The benefits are very good and largely similar at all statutory health insurance companies in Germany. You may, for example, insure with one of BTU's health partners: AOK Nordost, BARMER and Techniker Krankenkasse. You can find their contact information here.
If you are insured by a statutory health insurance company in Germany please send them the following data:
- Your admission letter from the BTU
- Sender number of the BTU: "H0000859".
- Copy of your passport or residence permit
Please remember: We can only complete your enrollment once you have contacted a statutory health insurance company and they have confirmed that you have sufficient insurance coverage!
Before the exemption, you should in any case get detailed advice from a statutory health insurance company!
According to German law § 5 paragraph 1 Nr. 9 Sentence 1 SGB V, students under the age of 30 are generally required to be insured with a statutory health insurance company. An exemption from statutory health insurance, e.g. in order to take out private insurance, can be requested from the statutory health insurance companies. However, this is not necessarily recommended, because...
- private health insurances in the student tariff do not necessarily cover all benefits and do not cover costs for pre-existing conditions. Read the contract conditions carefully.
- Private health insurance policies are often very cheap in the first year, but fees increase in the following years and the maximum term is four to five years.
- Once you have chosen private health insurance, you cannot return to public insurance during your studies.
- As a private health insurance customer, you must pay your own medical bills first. The money is later reimbursed to you by the insurance company. In the statutory system, your doctor's office bills the insurance company directly.
If you are under 30 years of age and would like to be exempted from compulsory health insurance, please contact a statutory health insurance company in Germany with the following data:
- Your letter of admission from the BTU
- Sender number of the BTU: "H0000859".
- Copy of your passport or residence permit
- Application for exemption from statutory health insurance (you can obtain this upon request from the statutory health insurance company)
- The contract documents of an adequate private health insurance policy
Please remember: We can only complete your enrollment once you have contacted a statutory health insurance company and they have confirmed that you have sufficient insurance coverage!
Unless a pre-insurance period has been fulfilled, statutory health insurance is not possible for students above the age of 30. Therefore, you need a private health insurance to enroll. Please inform yourself well about the offers of private health insurances, because...
- private health insurances in the student tariff do not necessarily cover all benefits and do not cover costs for pre-existing conditions. Read the contract conditions carefully.
- Private health insurance policies are often very cheap in the first year, but fees increase in the following years and the maximum term is four to five years.
Please contact international+studystart(at)b-tu.de if you are a student aged 30 or older and need assistance in choosing private health insurance.
Students aged 30 and over (without a pre-insurance period) please contact a statutory health insurance company in Germany with the following data:
- Your admission letter from the BTU
- Sender number of the BTU: "H0000859".
- Surname, first name, date of birth, address (address in Germany desirable)
- The contract documents of an adequate private health insurance policy
Please remember: We can only complete your enrollment once you have contacted a statutory health insurance company and they have confirmed that you have sufficient insurance coverage!